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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

David Miller, LUTCF

David Miller, LUTCF

Office: (806) 798-0045

David Miller, LUTCF moved to Lubbock in the summer of 1980 to attend Texas Tech University.  He is the Past President of the South Plains Trust and Estate Council (2007-2008) and the Lubbock Area Association of Insurance and Financial Advisors (1999-2000).

In 2003, with the help of several key people, he developed RFS Financial Services of which he is now the President and Managing Director.  Since then Dave has worked to provide an environment designed to help the associates of RFS Financial Services grow professionally, personally, and financially so that they can better serve their clients.

The driving force in his life continues to be his wife, Sandy and their children, Trevor, Kristin and Carson.

Areas of Expertise:
- Retirement Planning
- Life Insurance
- Case Design
- Agent and Representative Development
- Agency Management